- For Banks & Acquirers
Add a Modern Mobile Product
to Your Merchant Portfolio
Extend your acquirer or merchant program with a Tap-to-Pay-first product — without disrupting existing relationships or processing relationships.
Host Merchant Services has worked alongside acquirers and bank merchant programs for years. CloudPay Mobile is the new product side of that operation: a modern, mobile-first payment app that fits cleanly into existing portfolios. Your merchants get a contemporary product. You keep direct relationships intact and add new revenue without building infrastructure.
A Modern Product From an Established Operation
Most acquirer-side product extensions are either legacy terminals being repackaged or third-party tools with separate processing relationships that complicate residuals and reporting. CloudPay Mobile is neither. The platform is built and operated by HMS — an active acquirer/ISO — which means processing, underwriting, and merchant servicing are already in place. The product on top is modern: Tap to Pay on iPhone and Android via PaymentCore, hosted payment links, recurring billing, and a unified dashboard.
For acquirers and bank merchant programs, this avoids the typical integration tax. You’re not bolting on a third-party app with a separate processor — you’re working with HMS, which already understands your operating model.
A Real Product, Not a Marketing Wrapper
Different partner types fit different business models. Pick the track
that matches how you work with merchants today.
that matches how you work with merchants today.
Phone-as-Reader Contactless Acceptance
Tap to Pay on iPhone (Apple Proximity Reader) and Android (SoftPOS via Dejavoo IposgoSDK) — no external hardware required. Reduces merchant onboarding friction and equipment overhead dramatically.
Two Product Variants
CloudPay Mobile App for phone-based and field-service merchants. CloudPay Mobile POS for tablet-based fixed-counter retail and F&B. Same backend, same dashboard — your portfolio merchants pick the form factor that fits.
Multiple Gateway Support
Both NMI and Dejavoo are supported via the PaymentCore service. Merchants in your existing book can be activated on either gateway without forcing a migration.
Unified Reporting
Every transaction across every channel — in-person, payment links, invoices, subscriptions, virtual terminal — flows into one dashboard. Reduces operational overhead for both the merchant and your support team.
A Lightweight Path Into Your Portfolio
CloudPay Mobile slots into your existing merchant lifecycle. The platform supports activation flows for both new merchants and existing HMS customers, which means the boarding process can match the operating pattern your team already uses.
Beyond the basics — merchant introduction, account setup, and ongoing support — specific program structure (revenue share, white-label, co-branding, support tier) is finalized during the partnership conversation rather than published as a fixed offer. Different acquirer relationships warrant different terms.
Let's Talk About Partnering
Tell us about your business and we’ll follow up within one business day.
Partner Form
Talk to Us About Your Merchant Portfolio
Bring the conversation about how CloudPay Mobile fits your portfolio, your operating model, and your
existing processing relationships. We’ll work out the specifics together.
existing processing relationships. We’ll work out the specifics together.