CloudPay Mobile

Partnerships Built for Modern
Payment Growth

A modern payment product from an established acquirer/ISO — built to extend through partners who already serve merchants.
CloudPay Mobile is the new product offering from Host Merchant Services, a long-running acquirer/ISO with an existing network of merchant accounts and partner relationships. The partner program is built to extend that footprint with modern, mobile-first payment capabilities for the businesses you already serve.
Cloud Pay Mobile

An Established Processor Behind a Modern Product

Most payment platforms targeting partners fall into two camps: established acquirers with legacy products, or new entrants with no underwriting infrastructure. CloudPay Mobile is the rare middle path. Host Merchant Services has been an active acquirer/ISO for years, with existing merchant relationships, established underwriting, and a working partner program. CloudPay Mobile is the modern product side of that operation.
For partners, that combination matters. You’re not betting on whether the platform survives — the underlying processing infrastructure is already there. You’re getting a modern, mobile-first product to offer alongside it.

Built for Different Types of Partners

Cloud Pay Mobile

For Banks & Acquirers

If you have an existing merchant program or sponsor merchant relationships, offer CloudPay Mobile as a modern product extension. Maintain your direct merchant relationships; add a contemporary mobile-first solution to your portfolio. Backed by HMS’s established acquirer infrastructure, not a third-party bolt-on.
Cloud Pay

For ISOs & Agents

If you sell merchant accounts directly, CloudPay Mobile is a clear, demoable product that simplifies the sales conversation. Tap to Pay on iPhone or Android works in a 30-second demo. Merchants get the value without the lengthy explanation. Backed by HMS — so you’re selling a modern app on top of an established ISO operation, not a startup that might not exist next year.
Cloud Pay

Technology Partners

If you build software for merchants — POS systems, vertical SaaS, ERP, CRM — embed CloudPay payments directly into your platform via the public REST API. Real endpoints, Swagger documentation at app.cloudpaymobile.io/api-doc, JWT authentication, and 65+ endpoints across items, customers, transactions, invoices, subscriptions, payment links, and Tap to Pay.

A Structured Approach to
Supporting Merchant Growth

CloudPay Mobile slots into your existing merchant lifecycle. The platform supports activation flows for both new merchants and existing HMS customers, which means the boarding process can match the operating pattern your team already uses.
Partners can onboard merchants, enable payment capabilities, manage reporting workflows, and support operational growth through one unified ecosystem. Specific commercial terms — revenue splits, residuals, white-label options, support tiers — are finalized during the partnership conversation rather than published as fixed offers, since different partner relationships warrant different terms.

Partnership Workflow

Cloud Pay

Flexible Tools Designed for Long-Term Growth

Connected Payment Ecosystem Across Multiple Workflows

CloudPay Mobile combines mobile payments, remote billing, reporting, and customer management into one connected system. Partners provide merchants with modern capabilities while avoiding the complexity of managing multiple platforms.

Scalable Solutions That Adapt to Different Industries

The platform supports retail, food service, professional services, field services, nonprofits, and event-based operations. Partners can serve multiple verticals through one scalable ecosystem.

Established Processing Infrastructure

Host Merchant Services handles the underlying acquirer relationships, gateway integrations (NMI and Dejavoo via PaymentCore), and merchant servicing. Partners build on top of infrastructure that’s already proven.

Grow With a Modern Payment Partner

CloudPay Mobile helps partners deliver flexible payment solutions, simplify merchant operations, and support long-term
business growth through one connected platform — built and operated by Host Merchant Services.